Why You Need SR-22 Motorcycle Insurance Ohio
In the event of a DUI conviction or a series of traffic violations within a short period of time, you may need to file for SR-22 motorcycle insurance. The court orders this type of insurance, and the state’s Department of Motor Vehicles notifies you that you must maintain the coverage. It typically lasts for three years, depending on the violation. To avoid the risk of lapsed insurance, make sure you pay your premium on time.
SR22 motorcycle insurance requires accurate information on your part. You must provide the exact information you have when filling out your application, as the lowest rate for a person with no tickets may not be the best for someone with a history of tickets. It is also wise to get at least three quotes from different insurance companies, and compare them. If you have any questions, consult with your insurance carrier. You should compare three motorcycle insurance quotes before making a final decision.
While SR22 insurance is often associated with cars, it is also available for trucks and motorcycles. As more drivers choose to ride a motorcycle or scooter instead of a car, SR-22 motorcycle insurance is becoming more common. Plus, SR22 insurance is usually cheaper for motorcycles, especially cruiser-style models.
SR22 motorcycle insurance is much cheaper than car insurance. In fact, you can pay anywhere from $25 to $300 per month for an SR22 policy. The cost of this coverage will depend on your driving history, the type of coverage you need, and the filing fee. By filing for SR22 motorcycle insurance, you can get a motorcycle insurance policy that meets your needs and does not affect your credit score.
If you’re a motorcycle owner, you may be required to carry SR-22 insurance if you’ve ever been involved in an accident or been arrested for driving under the influence. You can get an SR-22 motorcycle insurance certificate from your insurance provider or from the state DMV. This certificate lets the state know that you have adequate coverage, which may help you avoid paying hefty fines and penalties.
When you’re done with your SR-22 insurance, you need to ask your insurer to remove the certificate from your insurance policy. If you don’t do this, your insurance company may be required to notify the DMV of your policy cancellation. This can cause your license to be suspended. And you may not be able to get a new one.
Suppose you don’t need SR-22 motorcycle insurance. In that case, you can still drive your motorcycle, but if you’re unsure of your insurance coverage, check with your insurance provider for a policy that provides it. Even though insurance is mandatory, it’s not a requirement for most motorcycles. The SR-22 certificate is only needed if you’re involved in an accident.
The cost of SR-22 motorcycle insurance depends on a variety of factors. Your age, driving history, and motorcycle model will influence your premium. For instance, if you’re under age 25, you will need to pay higher insurance than someone with a lower credit score. Your type of bike will also affect your premium. Newer models and sport bikes will cost more to insure.